Supporting Small Businesses.  Supporting Charity.  Supporting Education.™

One Body.  One Mission.  One Difference.™

Where Charity Begins At Home And Spreads Abroad.™

 

Frequently Asked Questions  (FAQ)


We try to anticipate questions you might have and provide the answers here. If you need additional information please contact us.

 

  1.  How would I benefit by joining?

  2.  Why would you (NAABC LLC) give away MasterCard® reward cards?

  3.  How do I accumulate points in your MasterCard® reward card incentive program?

  4.  When can I (as a small business owner) start accepting payments from other members with your reward card?

  5.  When will I receive my MasterCard® reward card?

  6.  When can I start using my MasterCard® reward card (to purchase products &/or services from other members)?

  7.  Can my MasterCard® reward card be reloaded (with additionally earned points) or will I get a new card with each sell?

  8.   Why do my earned points expire?

  9.  How will I know that other members of NAABC LLC are actually purchasing my product(s) &/or service(s)?

10.  How will you know that I have made a sell (successfully referred other small business owners to join)?

11.  Can I subscribe to a five (5) year subscription ad; and, if so, how am I paid commission for a five (5) year subscription ad instead of a one (1) year?

12.  Do you offer a money-back guarantee?

13.  What if I don't see the non-profit organization listed that I would like to make a donation to?

14.  Do you make personal donations to individuals (members & non-members alike)?

15.  How much commission can I possibly earn?

16.  When will I get paid?  In other words, how soon will I receive my first earned commission check?

17.  How will I receive my earned commission check?

18.  Can I earn residual income?

19.  How much does it cost to join?

20.  What are your requirements (to join)?

21.  How do I join?

22.  When will my business ad be registered (displayed) in your database?

23.  How do I place an ad on your website?

24.  Are you a non-profit organization?

25.  Will I be required to pay taxes on the value of my reward card(s)?

26.  What if I’m not set up to accept major credit card payments?

27.  Can I still join if I don’t want to perform community service and/or tithe?

28.  Can I still join if I don’t believe in your religious conviction?

29.  How do I qualify to become a member in good standing?

30.  Can I view your list of non-profit, charitable organizations &/or scholarship foundations before I decide to join?

31.  What companies support your organization?

32.  What is the difference between traditional and non-traditional charities?

33.  Is my contribution to charity tax deductible?

34.  How much of my contribution will actually go to charity?

35.  How much of my contribution will be used locally, nationally and internationally?

36.  What if I don’t mind supporting your cause but don’t want all of its benefits in return?

37.  What if I believe charity should be for the poor ONLY?

38.  Why have I never seen publications or advertisements on your club?

39.  Are there any products &/or services that members CANNOT advertise in your database?

40.  Are there any products &/or services that members CANNOT sell &/or purchase while using the Opted Edge® pre-loaded, reloadable reward card (for payment &/or redemption)?

41.  What if I have no data I wish to share in a particular section, am I still required to purchase that section anyway in order to get to the next section?

42. Can I join (become a member & Independent Contractor of NAABC LLC) if I am the founder or current president of a 501(c)3 non-profit organization?

43.  Why is the cost to upgrade so expensive?

44.  What if I don't want to continue purchasing upgrades?

45.  Are your Independent Contractors classified as Professional Fundraisers?

46.  Who can I contact to make sure you are a legitimate organization?

47.  Are you in good standing with the Better Business Bureau (BBB)?

48.  What if I already have my own business but my customers are not required to pay me by using a major credit card?  Does that mean that I don't qualify to become a member?  And, If so, what can I do to meet your requirements?  How can I still join?

49.  Can I sell a membership package to a small business owner who does not wish to purchase a membership package joining at my level (of membership) ---OR--- at the same subscription lifespan?

50.  What is the difference between joining as an Independent Contractor with the Group A "Individual" status vs. Group B "Pool" status?

51.   What makes you different from the other offers out there?

 

 

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1.

How would I benefit by joining?

As a member of NAABC LLC you get to advertise your small business in our "private", online database among other members who have PLEDGED to support you (meaning each other).  Our members in good standing are given a pre-loaded, reloadable reward card which they can use to purchase products &/or services from MEMBERS ONLY at no cost to them, virtually shopping for free like a kid in a candy store.  This gives you an advantage over your competition because you are advertising where readers (our members only) are actually "waiting" to buy from you opposed to your simply paying to be listed in a "public" publication or directory and possibly getting lost like a needle in a haystack or discarded as junk mail.

This is possible because we help our members supplement their income by allowing them to become an independent contractor for us (simultaneously) via their membership simply by referring other small business owners to register their small business in our private, online database (after purchasing our membership package).  Our independent contractors earn a very generous commission that WON'T INTERFERE WITH THEIR CURRENT LIFESTYLES.  Best of all, the additional income will not only allow you to expand your existing small business (or start a new small business) but it, at the same time, allows you to work fewer hours and spend more time with your family if you so choose.  We are proud to offer this opportunity and believe that no-one else compares.

We, also, offer a reward card incentive program that makes it easier for our independent contractors to personally approach other small business owners in an attempt to get them to register their small business in our private, online database because we suggest that our members approach small business owners whom they normally do business with (or want to start doing business with in the near future) so this would be a win-win for both parties.  For example, if you sold our membership package to your barber or hair stylist (someone that you normally do business with) and he or she registered their small business in our private, online database, you can now pay for their products &/or services with your pre-loaded, reloadable reward card (that has a MasterCard® logo on it) instead of spending your hard-earned cash or charging it to your credit card.  In addition, when other members see your barber or hair stylist registered in our private, online database, they might begin going there, as well, because they, too, can now use their reward card instead of cash or credit card.  So, you see, the small business is getting more sales (more customers) and the members are virtually getting "FREE" product(s) &/or service(s); It no longer cost them or you (the member) a dime out-of-pocket.  Again, a win-win for all! 

Now, let's say you sold another membership package to the owner of your neighborhood supermarket, cleaners, gas station, laundromat, daycare center, auto shop, roofing company, plumber, electrician, catering service, office supply store or print shop (where you normally get your business cards printed).  Do you see where we're going with this?  Virtually FREE products &/or services from now on ... and not only for you, but for every member who patronizes them (with our MasterCard® reward card)!  Look at the business generated within our membership community!  A great way to support small businesses!

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2.

Why would you (NAABC LLC) give away MasterCard® Reward Cards?

We do not "give away” our MasterCard® reward cards; you must earn them.  We reward you in two ways:  our independent contractors may earn a commission check (to compensate them for their sells) AND our members may opt to participate in our MasterCard® Reward Card Incentive Program (to encourage them to support small businesses/to encourage them to support "each other").

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3.

How do I accumulate points in your MasterCard® Reward Card Incentive Program?

Members accumulate points from each sell made as an independent contractor.  They may then redeem their earned points by purchasing products &/or services from any of the small businesses (other members) registered in our private, online database or by making personal donations to non-profit organizations included in our approved lists (while using our reward card).  Each point is equivalent to one dollar purchasing power in U.S. currency ($1.00 USD).

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4.

When can I (as a small business owner) start accepting payments from other members with your MasterCard® Reward Card?

You may begin accepting payments from any of our members (small business owners) who are participating in our MasterCard® Reward Card Incentive Program immediately upon receiving confirmation via email that our records show that you have successfully acquired a minimum of five (5) membership package &/or upgrade sales.  How long that take depends on you; however, it’s NOT impossible to acquire five (5) or six (6) sales in only one day!

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5.

When will I receive my MasterCard® Reward Card?

Reward cards are sent out immediately after you have successfully acquired a minimum of six (6) membership package &/or upgrade sales.  However, if you are a new member, please allow 9 to 12 weeks’ processing time for your initial enrollment.  This is the amount of time we are required to allow as we outsource this service.  In the meantime, this allows you time to accumulate more points before you actually begin redeeming them.  Again, we say how long it takes depends on you because it is NOT impossible to acquire six (6) sales in only one day!

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6.

When can I start using my Reward Card (to purchase products &/or services from other members)?

You may begin making purchases from any of the small business owners (members) registered in our private, online database as soon as you activate your reward card (immediately upon receiving it).  We may also send you a confirmation via email that our records show that you have successfully acquired a minimum of six (6) membership package &/or upgrade sales or you may keep track, yourself, by logging into your account.  Again, it’s NOT impossible to acquire five (5) or six (6) sales in one day; so, how long it actually takes depends on you.

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7.

Can my reward card be reloaded (with additionally earned points) or will I get a new card with each sell?

Our reward cards are reloadable and will only be renewed according to your membership expiration (unless lost, stolen or damaged).  However, keep in mind that they will expire on the day “BEFORE” your membership anniversary date each year.   Therefore, you have up to one year (up to 365 days) to redeem your points; the “use them or lose them” rule applies to all earned points.  This means, if you accrue points one month before your anniversary date, you only have approximately one month (27-30 days) remaining to redeem them before you lose them; and if you accrue points one day after your anniversary date, you have approximately one year (up to 364 days remaining) to redeem them before you lose them.  Again, your earned points are good for up to one year or the day before your anniversary date (whichever comes first).

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8.

Why do my earned points expire?

Although we have developed a means to help small businesses, we also want to help charity and scholarship foundations as much as possible, too. We feel we cannot be as beneficial if we allowed you to hold on to your points year-after-year. Use them! That's what they're there for; otherwise, we will give them to someone who will (use them). There's no need to put a great deal of energy into accumulating years worth of points because you already have access to what we believe may be the easiest and fastest way to generate more than what you can probably use. Simply purchase and sell larger membership packages (which means you're selling larger business ads, too) and you'll earn larger commission and points, as well. Our goal is to help you so that you can help us with our mission to help others. We do suggest, however, that you donate any unused points to non-profit organizations before they expire (otherwise, we will donate them at our own discretion afterwards).

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9.

How will I know that other members of NAABC LLC are actually purchasing my product(s) &/or service(s)?

You may choose to manually keep a tally on all sales made from our reward card program or log on to our website to review your payment history.

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10.

How will you know that I have made a sell (successfully referred other small business owners to join)?

We provide you with your own duplicating web page that is encrypted with your referral code for computerized tracking purposes. As you refer others to our website (using your duplicating web page) we are able to keep track of your preset commission. We will also share this information with you via our back office in your account to allow you to personally keep track of your progress, as well.

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11.

Can I subscribe to a five (5) year subscription ad; and, if so, how am I paid commission for a five (5) year subscription ad instead of a one (1) year?

You may secure your membership for a five (5) year agreement and if you sell subscriptions to others doing the same, not only will your ad run for five (5) consecutive years, but you may earn annual commission and reward card points for that amount of time, as well.  Just think of your financial security if you sold two (2) or more ten-year subscriptions (to members like yourself):  Your earned commission AND participation in our reward card incentive program would be secured for ten (10) consecutive years instead of one (1) year or five (5)!  How does that sound? 

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12.

Do you offer a money-back guarantee?

We offer a 100% money-back guarantee.  If you do not sell at least two membership packages within the first three (3) months of membership, we will refund you the full, initial cost of the membership package you purchased upon request.  Your request, however, must be made within your first 90-days' initial membership period.  Keep in mind when we say, “if you do not sell …” we also mean, “if no-one sells them for you or assigns members to you (allowing you to earn their commission)”, as well.  However, we are so confident that you will share our overall satisfaction that (no offense to anyone, but) we believe even a blind man can see that your membership with us would be beneficial.  That's why we offer multiple avenues to help your small business because we know that everything does not always work for everybody; so, we make sure the bottom line is:  we have something that works for you, too.  More importantly, to prove that we are not trying to rip you off, we offer everyone the introductory rate of purchasing our membership package as low as only $19.90 for one year to give us a try.  YOU WILL BE AMAZED AT HOW BENEFICIAL SUCH A SMALL, ONE TIME  INVESTMENT COULD BE!

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13.

What if I don't see the non-profit organization listed that I would like to make a donation to?

You may complete and submit our Delegation and Nomination Form to refer them to be added to our approved list(s) (giving all members access to them).  Only members in good standing can refer non-profit organizations (charities, scholarship foundations, & churches, etc.)  Absolutely no requests are accepted from the public.

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14.

Do you make personal donations to individuals (members & non-members alike)?

We do NOT make personal donations to individuals (members or non-members). We donate to non-profit organizations who in return may donate to individuals (if that is how they are structured). For example, we might make a donation to a food pantry and it would be their responsibility to distribute food to individuals in need. Another example, we might make a donation to an organization that assists with your heating and cooling bills. Again, it would be their responsibility to delegate how much to pay on the accounts of individuals in need. We encourage those in need to check with their local charitable organizations for assistance.

While our members have special privileges (opposed to non-members), we see no reason why members cannot obtain the personal funds deemed necessary with a little more effort as our independent contractor (as larger sales mean larger commission & reward card points earned). Our independent contractors are very, very, very important to us; without them, we would not be who we are. Therefore, we share our success with our members (who are also our independent contractors) via very generous commission and participation in our pre-loaded, reloadable MasterCard® reward card program. We realize it is an on-going cycle: the more you make, the more you spend; the more you spend, the more you need; the more you need, the more you make ... and from time to time we all need a helping hand. However, our resources are always available to our members. If you need money, make a sell; if you need more money, make more sells (or make larger sells).  It's that simple.  Because you determine your own destination THIS IS NOT MLM.

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15.

How much commission can I possibly earn?

It's up to you!  Our commission structure was designed so that it doesn't take a lot of work to make a nice piece of change.  However, we can say that you will get out of it exactly what you put into it and then some.  Like a famous parable says, "The more you give, the more you will receive."

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16.

When will I get paid?  In other words, how soon will I receive my first earned commission check?

You may receive your first earned commission check in as little as twenty-one (21) days/three (3) weeks of acquiring your sell(s) and as soon as each week thereafter, if applicable.  However, the total earned commission amount must be over ten dollars ($10.00) in order for us to cut a check; otherwise, you must wait until it is or until your anniversary date (or contract expires), whichever comes first.  We must use this means as a measure to reduce wasteful spending by not processing a check or payment that may cost more to generate in labor, products &/or in check-cashing fees.

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17.

How will I receive my earned commission check?

Earned commission is paid via PayPal (which is a multi-billion dollar online global payment company with over 100 million active registered accounts).  If you don't have an account with PayPal you need to set one up a.s.a.p.; it’s FREE to do so.  Simply log on to their website at http://www.paypal.com/  and follow the prompts that best fit your needs.  By using PayPal your confidential credit card, debit card &/or bank information is 100% secured. 

You don't have to worry about a friend, relative, affiliate or other members of NAABC LLC getting access to your personal, business or financial information; you will be entering it onto a secured website; this is 100% confidential between you and PayPal only; neither the officers of NAABC LLC nor any of its members will have access to the confidential data you submit.  We encourage you, however, to make sure you are on PayPal's secured site simply by looking at the top - inside the URL box - to your left.  Even though you typed http://www.paypal.com/ (and hit enter) it should now read https://www.paypal.com/.  The "s" means it is a "secured" site.  If you do NOT see "https", then it is not a secured/encrypted site.

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18.

Can I earn residual income?

If the members you referred to us (sold our membership package to) register each year or purchase an upgrade (automatically, yearly, etc.), then, YES, the sell is credited to you (the earned commission goes to you each time). You earn commission for the duration (life) of their and your combined membership. However, if they cancel their membership and at some point are “able” to return and join AGAIN, then, NO, you may NOT continue to earn residual income from them… UNLESS they "RETURNED TO YOU" (to refer them again) to purchase our membership package (like before) via your referral code.

Also, if you consider selling a multi-year membership package (with an ad, of course) as earning a residual income (because you're paid yearly for that sell), then YES. If you don't, then NO. Either way (you look at it technically), if you make a multi-year sell, you will earn commission over a multi-year period: selling a two-year' membership package equals two years of earned commission & points; a five-year' membership package equals five years of earned commission & points, and so on and so forth.

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19.

How much does it cost to join?

You can become a member and independent contractor (simultaneously) for as little as $107.29 TOTAL out-of-pocket cost (for one year) if you choose and may cancel at any time without penalty.  This covers the cost of your $19.90 membership package, $79.99 one time, non-recurring enrollment fee and a $7.40 membership dues.  However, we offer various discounts as incentives which could easily reduce your out-of-pocket cost to as little as $55.49 (for one year); an out-of-pocket savings of 52%.  We won't say, "No questions asked" if you cancel your membership and independent contractor agreements with us because, out of curiosity and to improve our products &/or services, we would like to know why you cancelled (if you wouldn't mind completing a small survey for us).

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20.

What are your requirements (to join)?

Although we have a list of requirements, we still believe we don’t ask much of you (especially considering how much you’re likely to benefit).

  • You must meet our small business eligibility requirements:  You must be an established, independently owned and operated small business owner, franchisee or self-employed with 100 or fewer employees and must earn an annual revenue of less than $14,000,000 over the past three (3) consecutive tax years.
  • You must be able to accept major credit card payments. (THIS IS CRUCIAL!  SORRY, NO EXCEPTIONS!)
  • You must be referred by an active member of NAABC LLC in good standing. 
  • You must apply and be approved for membership and independent contractor agreements (simultaneously).
  • You must purchase at least one (1) membership package annually of your choice (for as little as $19.90 & up annually).  
  • You must submit all appropriate documents (as requested in the membership package) both within a timely manner and accurately & truthfully completed to the best of your knowledge.  This includes providing proof of tax i.d. (Form SS-4 and Form W-9) from IRS.  No commission will be paid without appropriate documents on file.  This also includes registering your small business in our private, online database.
  • You must sell our membership package to at least one (1) small business owner (which automatically qualifies you as an independent contractor) via membership.  Selling our membership package simply means to personally refer other small business owners to our website to register their small business online (via your referral code).
  • You must pay a one time, non-recurring enrollment fee (of $79.99). You are automatically approved to receive a 50% REFUND of your initial one time, non-recurring enrollment fee (which is payable in advance, along with the cost of the selected membership package purchased and your membership dues) ONLY if you sell two (2) membership packages within the 14-day's introductory period. Offer Not Valid With Any Other Offer.  You may elect to sign up in our automatic upgrade program (instead) and receive an immediate 50% OFF the cost of your one time, non-recurring enrollment fee when applying.
  • You must pay a membership dues (which correlates with your purchased membership package). Twenty-five percent (25%) of this may be DEFERRED if you sell three (3) or more membership packages within your 14-days' introductory period. At which time it would then be deducted from your earned commission (resulting in a 25% out-of-pocket savings  to you).
  • You must sell our membership package to at least four (4) small business owners to qualify for participation in our MasterCard® reward card incentive program (for members only).  Valid only after you have selected and purchased one (1) of our membership packages, paid your one time, non-recurring enrollment fee AND paid the appropriate membership dues.
  • You must maintain "good standing" with us (simply by adhering to the terms and conditions as set forth).  For example, all independent contractors must abide by a code of business conduct and ethics, including, but not limited to, applying for and paying appropriate licenses, permits, taxes and fees, etc. in a timely manner as required to operate an established small business in your jurisdiction.  You must also be in good standing with the Internal Revenue Service.

21.

How do I join?

First of all, you must be referred by an active member in good standing with NAABC LLC.  Next, you must purchase our membership package (which includes completing and submitting our Membership Application and Independent Contractual Agreements simultaneously).  You will also be allowed to select which business ad form you'd like to complete as well, in addition to completing other forms as you choose.  Upon submission of appropriate forms and payment, your paperwork will be reviewed and we will notify you via e-mail of our decision to accept or deny your applications and advertisement(s).  This may take approximately 1 hour to 45 days (depending on any additional information that may be requested because of your type of small business). 

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22.

When will my business ad be registered (displayed) in your database?

Your business ad may be approved for publication (registered & displayed) in our private, online database within five (5) business days after successfully selling your fifth (5th) membership package &/or upgrade and may run for the duration of your paid membership.  For your records, you will be notified via e-mail of said transaction.  Upon our transmission of said e-mail, your ad/registration is immediately displayed (accessible to all members).  Once they see your ad, they may immediately use their MasterCard® Reward Card at your establishment to "support your small business".

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23.

How do I place an ad on your website?

Review the list of contents included in each membership package to determine which package you wish to purchase.  If you wish to add more information than what’s allowed in your purchased membership package, you may elect to upgrade by purchasing a larger membership package (which also includes the purchase of a larger ad).  Keep in mind you may always purchase an upgrade at ANY TIME; you do NOT have to wait until your paid subscription expires.  There will be NO adjustment in cost, however; the original cost shall be forfeited due to each upgrade purchased.  Also, there will be NO adjustment in the expiration date/anniversary date; each sale is valid for up to the amount of time selected/purchased (or the appropriate number of multiple years if a multi-year plan is purchased).  In other words, if we allow you to adjust your membership & advertisement with us BEFORE your subscription expires, then you must relinquish some of the old in order to obtain the new (meaning, you must relinquish as much red tape or paper trail as possible/for us; as, if this becomes bothersome for management, members would be required to wait until their subscription expired or until they reached their (annual) anniversary date before purchasing a different package/same as making changes during an open enrollment season).  Although this option is available to all members, please make sure you FULLY understand these terms as outlined.  Then, simply complete and submit the appropriate "Membership Application" or “Business Ad Registration” form found in your purchased membership package.

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24.

Are you a non-profit organization?

We are NOT a non-profit organization (we are not a 501(c)3 organization) simply because we elect to pay commission.  We can live with that; how about you (as our independent contractor - since you are who we are paying the commission to/small business owners)?  That merely means we are NOT tax- exempt.  We must pay taxes like all other profitable organizations.  However, keep in mind, we DO NOT withhold taxes for our independent contractors (for you), either.  You must pay your own taxes, licenses, permits, fees, etc. as required in your  state, city, county, &/or country.  And, although NAABC LLC is NOT a non-profit organization, it DOES NOT mean that your donations to charity aren't tax deductible.  You may elect to donate to tax deductible, as well as non-tax deductible, charitable organizations of your choice.  You must simply do your homework before making your donation(s) and/or ask the advice of your accountant or tax attorney, etc., if needed.

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25.

Will I be required to pay taxes on the value of my MasterCard® Reward Card(s)?

If you won a car or a dream house, etc., you'd have to pay taxes on those items.  This is no exception.  The law requires us to pay taxes on gifts, winnings, earnings, etc. exceeding a specific dollar amount (here in the United States).  We suggest you check with your accountant, tax attorney &/or I.R.S., etc. for specific requirements.  You also might want to ask them about how beneficial (or not) it would be to spend the points on your reward card and save your commission check to make sure you have the necessary funds for tax purposes.  (That's one of the reasons why we suggest you recruit small business owners whom you normally do business with: so your reward card won't just collect dust in your wallet or in a drawer.)  While you're at it, ask how large of a donation &/or donations you can make to charity (with your reward card) as a tax write-off.  We want you to ask questions because we want you to feel comfortable with your membership with us at all times. Hint:  Your accountant may also be a good candidate to get to register his or her small business in our private, online database (by selling a membership package to him or her); your attorney, as well.

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26.

What if I’m not set up to accept major credit card payments?

SORRY!  ALL MEMBERS (ALL SMALL BUSINESS OWNERS) MUST BE ABLE TO ACCEPT MAJOR CREDIT CARD PAYMENTS.  THIS IS CRUCIAL!  NO EXCEPTIONS!  NO WHAT IF’S  -  POINT BLANK!  It’s like applying for a homeowner’s loan to remodel the house you’re renting; you can’t do that; or starting your own business and not having a product to sell or service to offer; you just can’t do it.  If you know of a small business owner who DOES NOT qualify to join us only because he or she simply does not have a merchant account, please encourage them to take care of this a.s.a.p. (and follow up with them).  Don’t let this be an intimidating factor because it REALLY doesn't have to be; it is so minor TODAY.  There are numerous point-of-sale (p.o.s.) merchants found on the internet.  This can be resolved in as little as two (2) hours to three (3) business days in most cases, and many offer a 99% approval rate. 

Besides, changes in today's era actually gives the small business owners little to no choice but to become technically savvy (at least a little bit) in response to the growing consumer demand for convenience and security at places you frequently shop.  Simply put, competition requires you to offer multiple payment methods (if you want more customers to patronize you).  Think about it.  How many times have you passed up a store or fast-food restaurant and actually went elsewhere simply because you had no cash on hand and knew that they (the store or fast-food restaurant) DID NOT allow you to pay by major credit card or debit card?  Since competition requires this of you today, why not use it to your advantage (by joining us and getting an extra advantage over your competition)?  We all know that every little bit helps.

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27.

Can I still join if I don’t want to perform community service and/or tithe?

Members who do not fully abide by and uphold the mission statement, vision statement, slogan(s) and terms & conditions of NAABC LLC at all times are NOT in good standing with NAABC LLC.  In other words, members who DO NOT participate fully by performing community service(s) (of one hour minimum per year) and tithing ten percent (minimum) of revenue from NAABC LLC, unfortunately, are NOT in good standing with NAABC LLC.  Remember, we are a benevolence club FIRST. As a result, benefits and/or privileges are limited until such time, if ever.  Said members DO NOT qualify to participate in the reward card incentive program.  They do not qualify to earn, receive &/or redeem points.  They also DO NOT qualify to receive our Certificate of Good Standing.  All other benefits and/or privileges still apply without penalty.  Therefore, you may still qualify for a commission check based on your sells, but you may NOT participate in our reward card incentive program UNLESS you are in good standing with NAABC LLC.  The choice is yours. 

In regards to tithing, we actually do not REQUIRE you to tithe personally (contribute to a church) ten percent from "your earnings" BUT from the gross sells/revenue you've allowed us to earn.  In other words, if you sold $600 worth of business (for us) and we paid you 10% in combined commission, residuals & reward card points (that's $60 total for you).  Now, in addition to that, we take 1% of the total $600 in gross sales and donate it to a church of your choice; that's the same as donating $6 (which is, also, the same as donating 10% of your combined $60 total earnings) to the church of your choice, but yet it did not affect your earnings in any way.  All we're really doing is taking a new approach to get more people to contribute to churches within their community (whether they are a member or not) ... because we can.  But it really gets better than that!  We have decided to donate 10% of your total sales amount to the church of your choice - meaning that church is earning the same amount that you earn (in total earned commission, etc.).

And, of course, if you want your church to receive more funds, you may make sure they're registered in our private, online database - for starters, and donate as much as you like to them (crediting it to your Opted Edge® pre-loaded, reloadable MasterCard® Reward Card) and tithe your own personal contributions (in addition to that which we tithe on your behalf/because of your sales efforts).  Keep in mind, once your church is added to our database, other members may also make contributions to them (whether they're randomly selected, a current or former church member, a community member/acquaintance or simply wanting to help support your church's worthy efforts, etc.)  However, it would be nice if you did (tithe your earnings as well) because you know the bible says to do so, but just like God doesn't "MAKE YOU DO IT" (obey him), we will give you that option, also.  You answer to Him, not to us.

With regard to performing community service, it is such a common act (performing community service) whether or not if you are conscious that you are doing it; and, one hour (minimum per year) really isn't much.  Whether you volunteer at a food pantry, cut your neighbor's grass, shovel their snow, chaperon a small group of kids, coach a little league team, etc.; WE DON'T CARE.  We just want our members to stay involved within the community.  We don't care if you space it out at five minutes per month.  You decide what you want to do, how you want to do it, then do it and simply get credit for doing it with an established organization to assist you in qualifying to become in &/or maintain good standing with NAABC LLC. 

You see, it's not always about money, sometimes your presence touches others MORE, so we want to encourage you to reach out in other ways that are just as meaningful as a member of "our" private benevolence club.  Another reason why we feel this is so important is because we look at community service like a parent paying child support, that parent's time is usually of more value to that child than the child support payment (sent to the other parent); we see your charitable donations &/or delegations as a child support payment and your community service as time spent with your absent child (something money can't buy).

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28.

Can I still join if I don’t believe in your religious conviction?

It should NOT matter what our religion is if we’re coming together for a worthy cause.  When you go into a store (to shop) do you ask to speak to the store owner to ask, “What is your religion?” or do you buy the item you want or need - supporting that store owner (putting food on that store owner's table) regardless?  All are welcome (just like God’s love and doors are open to all)!  "NAABC is a lifestyle that encourages others to give."  Members are not required to participate in social activities & events; they are merely privileges.  However, those who join us may not work against us or bring about verbal, written or physical criticism or contempt.

And we know that all things work together for good to them that love God, to them who are the called according to his purpose.                              Romans 8:28, King James Version             .

We are not your typical club, business or religious organization; we are simply NAABC LLC!  Our vision is to reach those in need ... regardless of society's (or "corporate America's") financial guidelines & standards anwe believe we can accomplish it when we come together ... as one body with one mission to make a difference. 

And above all these things put on charity, which is the bond of perfectness.  And let the peace of God rule in your hearts, to the which also ye are called in one body; and be ye thankful.                                                                                Colossians 3:14-15 King James Version

You see, once again, unlike typical organizations, we actually have three (3) slogans which we stand by

#1  -  Supporting Small Businesses.  Supporting Charity.  Supporting Education.™

  #2  -  One Body.  One Mission.  One Difference.™         &                                       

#3  -  Where Charity Begins At Home And Spreads Abroad.™                               

 

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29.

How do I qualify to become a member in good standing?

Members must obey all terms and conditions, abide by and uphold the mission statement, vision statement and slogan(s) of NAABC LLC to qualify as a member in good standing.

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30.

Can I view your list of non-profit, charitable organizations &/or scholarship foundations before I decide to join?

Our approved lists of non-profit, charitable organizations and scholarship foundations, etc. are accessible to members in good standing ONLY.  However, keep in mind if an established non-profit organization that you would like to donate funds to is NOT included amongst our approved lists, as a member, you may refer them (to be added) by submitting the appropriately completed “Delegation and Nomination” form and other pertinent documents, if necessary.

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31.

What companies support your organization?

You are basically asking us who are the members of our ‘PRIVATE’ club.  The companies (small businesses) affiliated with us via memberships are also represented by their personal patronage (via our patron ads).  While our small business owners (members & independent contractors alike) are at liberty to inform you of their active membership status in an effort to recruit you, we, as a private organization, elect NOT to share such information with non-members.

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32.

What is the difference between traditional and non-traditional charities?

Traditional charities are your pre-existing programs such as energy assistance, food pantries, rent/mortgage assistance, new home-owner assistance, boys & girls clubs, etc.  These are the programs that have been around for many years.

Non-traditional charities are NOT covered by the traditional charities, such as water bill assistance, cable bill, car repair, car note and internet service assistance, etc.  These are your newly created &/or upcoming programs.  You may even know of someone who wishes to establish a particular benefit or foundation, etc. that is needed in your community; with that being said, you may elect to submit that organization to be added to our approved list(s) in the future (as a privilege offered to our members in good standing) after it has obtained its 501(c)(3) certification from IRS, of course.

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33.

Is my contribution to charity tax deductible?

While we attempt to maintain an accurate database of tax deductible and non-tax deductible charities/non-profit organizations for you to select from, we encourage you (&/or your accountant or tax attorney, etc.) to keep abreast of the ever-changing tax laws, etc. with the Internal Revenue Service at http://www.IRS.gov/ to ensure you meet the appropriate qualifications for your specific tax needs &/or tax write-offs.

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34.

How much of my contribution will actually go to charity?

Let’s say, 100% of all business ads and patron ads go directly to charitable organizations &/or scholarship foundations.  While we consider advertising as the bread and butter of our club, we do, however, sell other items &/or services, which charity will receive a percentage from its sales, as well.  Also, 100% of your personal donations redeemed from your reward card goes directly to the non-profit organizations of your choice, as well; we do NOT keep one red cent for administrative or operating expenses.

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35.

How much of my contribution will be used locally, nationally and internationally?

You decide.  However, if you elect to allow us to delegate the funds, we will do so based on our motto, “Charity begins at HOME and spreads abroad.”  This means, we prefer taking care of home first, locally (within our communities), then spread abroad, nationally, and then internationally, respectfully, as funds avail themselves.

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36.

What if I don’t mind supporting your cause but don’t want all of its benefits in return?

You may simply elect to donate more to charity.  You may either tell us how much of your entitlement to send to you and how much more to give to charity on your behalf or you may do it yourself.  One way to do it yourself would be to make online donations to the charities of your choice (found in our database) and charge it to your Opted Edge®  pre-loaded, reloadable MasterCard® Reward Card.  If we do it for you, however, we will also submit the appropriate report to you for tax purposes annually.

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37.

What if I believe charity should be for the poor ONLY?

We like answering this question!  We are a private benevolence club and believe that charity is more than aid, help and assistance.  It is also defined as acts of giving (including gifts & offerings), kindness, generosity, thoughtfulness, humanitarianism and unselfishness, etc. and should be for ALL.  It should be for anyone who needs it, whenever they need it, regardless of their financial status.  We believe that charity does not always have to be in the form of money (a monetary gesture).  Charity should be the fulfillment of a need by others.  Who determines that need?  You do!  You may need a neighbor or relative to look after your elderly parent(s) while you live on the other side of town or even out of town.  You may need a referral by someone whom you’ve never met (but would love to, if given the opportunity).  You may need a loan but don’t qualify for it using society’s “corporate or public" guidelines.  You may need someone (trustworthy, of course) to pick up your children or grandchildren after school or practice, a game or other activity.  In each instance, charity is NOT needed in the form of money, but it IS needed in the form of kindness, generosity, thoughtfulness, humanitarianism and/or unselfishness, etc.  Go ahead, look up the word charity; you'll see the definition is broad.

Besides, who defines anything?  We do!  Like turning the other cheek, let’s look at charity with the other eye.  Let’s learn to give without always having a motive.  Let’s learn to receive without always feeling shameful, doing without because we’ve let pride get in the way.  Let’s join those (associate ourselves with those) who have a genuine desire to help others.  There once was a time when if you needed help keeping your electricity from being disconnected, etc., you could go to the church and they'd take up a special collection for you.  We want to go back to that, however, our churches need help, too.  So, our goal is to work together and help all that need it, for whatever the reason (as deemed appropriate, of course).  We want to take the accountability of assisting others out of the hands of man's voted and put it back into the hands of God's chosen by providing resources (via benevolence funds) to churches within 'OUR' communities whom we believe have our best interest at heart.

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38.

Why have I never seen publications or advertisements on your club?

NAABC LLC is a private club that does NOT authorize advertising via public broadcasting media and means; only company-owned business cards and logo items are permissible.  Neither do we advertise our support of a particular charitable organization in order to solicit your patronage.  NAABC LLC promotes the word-of-mouth approach.

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39.

Are there any products &/or services that members CANNOT advertise in your database?

Yes.  Although we are not your typical religious organization and whether or not if IRS constitutes us as a religious organization (for tax purposes), it doesn't change our beliefs &/or practices.  Therefore,  we are not in the business of offending the vast majority of our members.  As a result, the advertisement of  illegal drugs & its synthetic alternatives, marijuana, alcoholic beverages, tobacco products, lottery/lotto tickets, bingo, casino entertainment and pornographies are strictly prohibited.  Failure to comply shall result in breach of contract, including, but not limited to, immediate termination of membership, forfeiture of benefits & privileges (including earned points and future commission payments) and/or the pursuit of legal actions, if deemed appropriate.

A legally established company "name" may be considered for advertisement on a case by case basis; however, a slogan or motto promoting the above mentioned products &/or services is strictly prohibited.

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40.

Are there any products &/or services that members CANNOT sell &/or purchase while using the Opted Edge® pre-loaded, reloadable MasterCard® Reward Card (for payment &/or redemption)?

Yes.  The sell and/or purchase of illegal drugs & its synthetic alternatives, marijuana, alcoholic beverages, tobacco products, lottery/lotto tickets, bingo, casino entertainment and pornographies are strictly prohibited.  Failure to comply shall result in breach of contract, including, but not limited to, immediate termination of membership for both parties, forfeiture of benefits & privileges (including earned points and future commission payments),  recovery of expenditures and/or the pursuit of legal actions, if deemed appropriate.

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41.

What if I have no data I wish to share in a particular section or phase, am I still required to purchase that section or phase anyway in order to move forward to the next?

Yes. You are required to purchase each section &/or phase in sequential order to advance to the next.  You may NOT skip around or delete a section &/or phase.  Keep in mind that advertising is only a portion of the purchased membership package.  Each membership package comes pre-loaded/pre-packed.  It may contain additional products &/or services resulting in pre-determined commission payouts to others, as well as specific donations to various non-profit organizations, etc. 

Think of it as purchasing a 3-piece suit.  After purchasing the suit, you may choose NOT to wear one of the pieces (the suit coat, vest or pants).  However, you will NOT get a discount because of that decision, nor can you have the suit altered or hemmed BEFORE purchasing it.  You must purchase ALL pieces as a set/as is.  The same rule applies with the purchase of a particular membership package; you must purchase all of the contents included.  For example, if you want to purchase section 4, all of sections 1, 2 & 3 comes with it.  You may elect to leave certain fields or phases blank but must understand that each sell is a packaged deal (just like with the example of the 3-piece suit).

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42.

Can I join (become a member & Independent Contractor of NAABC LLC) if I am the founder or current president of a 501(c)3 non-profit organization?

If you can answer "Yes" to ALL SIX (6) of the following questions, then you may apply for membership & independent contractor agreement simultaneously (like all other referred members & independent contractors).

1.  Do you have a tangible product to sell &/or a service for hire to offer?                                                          2.  Do you (or can you) meet all of the membership requirements (like all other members)?                                3.  Are you the majority owner of the non-profit organization (meaning, the actual decision maker)?                    4.  Are you authorized to pay for advertisements in publications, including registrations?                                    5.  Are you authorized to sell additional products &/or services to supplement (raise) funds for the/your    .             . .     non-profit organization?                                                                                                                    6.  Will the earnings & benefits be made payable to the non-profit organization, instead of an individual or        .        individuals?                                                                                                                                       

Because of your non-profit status, as a member, you'll have even another advantage over other members who are small business owners of for-profit organizations only.  How?  Not only do you earn the same benefits and privileges as all other members (allowing you to secure resources for your sales efforts) but, as an added bonus, you also have the opportunity for our members to select your non-profit organization from among our Approved Lists of Charitable Organizations (which includes charities, scholarship foundations and churches).   Each member who selects your non-profit organization from our Approved Lists may delegate a percentage of the gross revenues collected to your non-profit organization (as a means of fulfilling their membership responsibilities of "Supporting Charity").  This means each member may assign funds to be donated to your non-profit organization via NAABC LLC.  They may, also, make personal donations to your non-profit organization via their participation in our reward card incentive program, as well.  This means they may opt to redeem a portion or all of their earned reward card points (valued at $1 each) as a personal donation (since our reward cards have the MasterCard logo on it and you are set up to accept major credit card payments &/or donations already).  Why not accept major credit card donations (from us), too?

If, however, you DO NOT qualify to join us as a Member & Independent Contractor (because you cannot answer "Yes" to ALL SIX (6) of the questions above), your non-profit organization may STILL be included among our Approved Lists of Charitable Organizations & Scholarship Foundations (including churches) if an active Member and Independent Contractor in good standing with NAABC LLC refers you to us.  If added to our Approved List(s), members in search of charitable organizations (to make personal donations to &/or to delegate a percentage of our gross revenues to) may select your non-profit organization from our approved list(s) via our private, online database for members only.

We encourage you, however, to always ensure you're meeting the requirements necessary to maintain your 501(c)3 non-profit organization/tax exempt status with IRS at all times.

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43.

Why is the cost to upgrade so expensive?

Don't worry!  The upgrade amount is deducted from your total commission WITH ALL EASE.  As a matter of fact, your total commission earned FAR EXCEEDS the upgrade cost; so, the more expensive the upgrade amount is, the more your commission check is AND the more points you earn on your pre-loaded, reloadable reward card.  You should see how much is going directly to non-profit organizations because of "you", too. 

Keep in mind, we are a private benevolence club; it's not about how much you spend (even though you can afford it - as a member & independent contractor, now), but it's more about what you can do for others.  Remember, the more you give, the more you will receive and the more you spend (at NAABC), the more you will earn.  So, again, don't worry about how much an ad or upgrade cost, if you follow our guidelines, your only out-of-pocket cost will be your initial fee when you originally joined (at a rate that was & always is affordable for "you" personally).  The more you make, the more we make; so, in other words, we've got your back!

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44.

What if I don't want to continue purchasing upgrades?

You may stop purchasing upgrades at any time.  If you are scheduled for automatic withdrawals for your upgrades, then you must submit a completed "Automatic Withdrawal Authorization Or Change Form".  However, be sure to read the form thoroughly and be careful NOT to stop all automatic withdrawals unless that's what you intended to do as it may cancel your membership (in time) as a result of non-payment of an expired subscription &/or membership dues renewal(s).  You may elect to only keep "renewing" your current level of membership instead; that is your choice.

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45.

Are your Independent Contractors classified as Professional Fundraisers?

Our Independent Contractors Are Independent Sales Representatives, Authorized Dealers, Authorized Agents or simply Independent Contractors of NAABC LLC.  You select which one of these you want to use on your business cards.  We don't use the title or term "Professional Fundraisers" because we don't advertise or solicit to raise funds for any specific non-profit organization.  We (NAABC LLC) do not have a written agreement (therefore, we are not obligated) to raise funds for any specific non-profit organization.  We (NAABC LLC) volunteer to make contributions like other for-profit organizations.  While our members may personally elect to raise funds for a specific non-profit organization (in their minds and hearts), this is solely done by selling our membership packages to other small business owners, then delegating the allowed percentage of the sell to specific non-profit organizations found on our approved lists as a privilege via your membership.  Again, members may also make personal donations to specific non-profit, charitable organizations, scholarship foundations or churches by redeeming points from their reward card to those found registered in our private, online database.

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46.

Who can I contact to make sure you are a legitimate organization?

Our official name is the National Association of America’s Benevolence Club, LLC, doing business as (dba) NAABC LLC (pronounced N - Double A -  B -  C, LLC).  We began our establishment officially on October 2, 2003, and hold a business license like all other legally-established organizations.  Our business/merchant license is issued from the St. Louis County License Office.  Their website is http://www.stlouisco.com/YourGovernment/CountyDepartments/Revenue/LicensingDivision/ and their phone number is (314) 615-5103.

We are registered at the Missouri Secretary of State’s office (again, like all other legitimate small businesses in the state of Missouri).  For verification purposes, their website is http://www.sos.mo.gov/business/corporations/; their phone number is (866) 223-6535 or (573) 751-4153 for Corporations Division and their e-mail address is corporations@sos.mo.gov/.

You may also contact the Missouri Attorney General’s Office at http://www.consumer.ago.mo.gov/Know_MO/ to see for yourself that we have no complaints on file.  They may be reached via phone at (573) 751-3321 or (573) 751-1197.

Another way to make sure we are legitimate is to check with the Missouri Department of Revenue’s (Sales Tax License) Office to ensure we are currently licensed to sell products &/or services via the issuance of a state sales tax license.  Their website at http://whoisnotpaying.mo.gov/Default.aspx enables you to find out if a company has its sales tax license revoked.  They may also be reached via phone at (314) 877-0177 or e-mail at stltax@dor.mo.gov/

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47.

Are you in good standing with the Better Business Bureau (BBB)?

BBB does not have any complaints on us but don’t take our word for it.  Check for yourself.  Check their website at http://www.bbb.org, www.EasternMissouri-SouthernIllinois.bbb.org, http://www.bbb.org/charity-reviews/national/, or http://www.bbb.org/us/charity.  If you prefer, you may call them locally at (314) 645-3300 or nationally at (703) 276-0100.

Keep in mind, however, we are a private club, NOT a charitable organization; therefore, it goes without saying that we will NOT be found amongst their list of charities.  In addition, while organizations like the Better Business Bureau (BBB) and the Missouri Attorney General’s Office (AGO) exist for you (the consumer) to do your homework/research, our participation/registration (as the organization) is strictly voluntary (just like in our private, online database); IT IS NOT MANDATORY.  Thus, it does NOT mean that NAABC LLC has something to hide; but as a "private" club, we simply choose NOT to divulge our information as that of a "public" organization.  We do, however, share statistics, donations and other pertinent data amongst members only.

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48.

What if I already have my own business but my customers are not required to pay me by using a major credit card?  Does that mean that I don't qualify to become a member?  And, If so, what can I do to meet your requirements?  How can I still join?

You don't have to give up on your dreams or career in order to join.  You may need to, however, simply take another approach and try something differentYou may need to alter your dreams to meet your needs.

For example, if you sell real estate only, you might need to "add" selling counseling services, property management services, or offer truck rental service (even if you have to buy or rent a friend or relative's pickup) or general housecleaning services (before your new homeowners move in).  In other words, you might need to "offer something else in addition to" selling real estate and allow your customers to pay you via major credit cards (for your "additional" service(s) rendered).  Don't let this idea intimidate you.  It's up to you to become creative (do what works for you); we don't care if you sell bow ties or cosmetic jewelry (on the side).  Our goal is to afford you the resources needed for your small business (but you must meet our requirements first).  Detour!  You'll get back on track (and soon); besides, you just might like the new route you've had to temporarily travel and decide to continue down its path.  Focus on the big picture (for a minute) which is to ... do what it takes to get what you need.  Let's stop living in the shadows of society's "system" that may not be working too great for us right now.

Another example:  What if you are a school teacher but you'd like to start or expand your own tutoring service?  You can sell books or backpacks or whatever (on the side) and allow your customers/students to pay for them with a major credit card.  Then, once you obtain membership (and advertise) with us, you may take your earned commission (from supplementing your income while advertising your small business - in our private, online database) and start or expand your own tutoring service.  Our objective is to show you how to get the resources you need (as a small business owner); you may spend the resources how you see fit; no questions asked.  Again, let's focus on the big picture ... do what it takes to get what you need.  Remember the old saying, "Where there is a will, there is a way."  You can do this!  We're here to HELP YOU (while you) HELP US HELP OTHERS (at the same time).  Also, remember "if you keep doing the same thing, you will keep getting the same result."  You must TRY SOMETHING DIFFERENT!!!!  That's what "Change" is all about.  Change has NEVER been the same.  Remember that.

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49.

Can I sell a membership package to a small business owner who does not wish to purchase a membership package (joining) at my level (of membership) --OR-- at the same subscription lifespan?

Yes and Yes ... but ... make sure you understand this clearly.

Yes, you may sell a membership package of equal, lesser or greater value than the level you purchased.  However, if you sell at equal value, you earn equal commission & points; if you sell at lesser value, you earn less commission & points (that's a loss to you, based on our scenario); and, if you sell at a greater value, (you DO NOT earn greater commission & points) you may ONLY earn commission & points "AT OR EQUAL TO" the level you have currently purchased your OWN membership package.  The remaining commission & reward card points exceeding your own level purchased shall be donated to charity (of your choice or at our discretion if you do not delegate it).  We use this as a means of fairness to all:  the small business owner who personally sold you a membership package (expecting a certain level of commission & points in return for his or her sales efforts), you (too, expect to earn a certain level of commission & points in return for your sales efforts), and the small business owners you sell our membership packages to (who, also, are expecting to earn a certain level of commission & points in return for their sales efforts), and so on.  We want to encourage all of our members to make larger purchases &/or sales as soon & often as possible.  It's a win-win for all.

Yes, you may sell a membership package to those who are NOT registering at the same SUBSCRIPTION LIFESPAN that you've purchased.  However, you may ONLY earn commission up until their subscription expires (should they not renew it).  For example, if you purchased a 3-month subscription but then turned around and sold a 12-month subscription, while you qualify to earn commission & points every 3-months (should you sell additional 3-month subscription ads and renew your subscription), you may have to wait up to 12 months to get additional commission & points paid for the small business owner that you sold a "once-a-year" subscription to (should they elect NOT to upgrade automatically or "within the year" but only upon expiration of their 12-month subscription).  You see, the lifespan of the subscription also indicates how often you may earn commission & points.  This means those small business owners who purchased & sold a 12-month subscription should expect to earn commission & points once a year, while the small business owners who purchased & sold a 3-month subscription should expect to earn commission & points every three months should both parties (you/as the seller & the small business owner you sold our membership package to/as the buyer) renew their subscription BEFORE it expires. 

Because "YOU" control your own destiny, THIS IS NOT MLM.  Set your goal and obtain it!  How often would you like to earn your commission & points - yearly, every 6 months, every 3 months, every month or every week?  Will you sell to any & all or only to a specific level?  (We recommend the latter.)  While the decision is totally yours, we suggest you may want to sell to small business owners who "SHARE YOUR GOALS":  including, those who join at a phase equivalent to (or greater than) yours; as well as, those who join at a subscription lifespan equal to (or in shorter duration than) yours.  If, at some point, you don't understand why you received the amount of commission & points for your sales efforts, the problem may lie in your NOT securing the necessary subscription duration (when you make your sales).  We believe it may also be best if you ONLY sold our membership package to small business owners who have a product or service you'd ACTUALLY like to purchase with your MasterCard® Reward Card (so that your card DOES NOT just sit around collecting dust - we really want you to use it).  You'll see that although you may earn a very generous commission "check" amount, we pay even MORE in reward card points (but they may ONLY be redeemed amongst members of NAABC LLC).

Keep in mind, you don't have to sell to every one you know who has a small business, confronts you, or befriends you.  Remember, we are a PRIVATE benevolence club in search of a SELECT GROUP of small business owners with a GENUINE DESIRE to help others (by supporting small businesses, charity, & education):  all three (3).  Also, as a member of our club, there may come a time when you must vote and wouldn't it be awful to learn that the small business owner who was able to join because of your personal referral casted the deciding vote which was against your preference?  Again, keep in mind, we are in search of like-minded (preferably Godly) small business owners (as we see ourselves as a religious organization). 

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50.

Group A "Individual"  allows you to single-handedly acquire and maintain the appropriate sales necessary to cover all expenses in the selected phase of your choice (i.e., commission, reward card points, membership dues, &/or upgrades, etc.).  In other words, you wish to make your own sales without the assistance of anyone else (any other small business owners)... by selling the required number of membership packages yourself (for the selected phase of your choice) which will enable you to, not only, earn the appropriate amount of commission & reward card points, but will also enable you to pay your membership dues without going back into your pocket, as well as enabling you to purchase a larger membership package/including upgrading to a larger business ad, again, without going back into your pocket.

Should you select this option (Group A "Individual"), you must understand that you may request to transfer to Group B "Pool" at any time during contract renewal (not necessarily during an upgrade).  You must also understand you must relinquish your rights to all earnings in Group A "Individual" as known.  However, you may continue to earn the appropriate earnings from your personal sales efforts in Group A "Individual" ONLY if  the small business owners that you personally sold our membership packages to (in Group A "Individual") also transfer to Group B "Pool" within 30 days of YOUR transfer.  Otherwise, it shall be further understood that you must acquire new sales to earn the appropriate earnings as a Group B "Pool" participant.

Group B "Pool" allows you to accept the assistance of other members, as needed, to acquire and maintain the appropriate sales necessary to cover all expenses in the selected phase of your choice (i.e., commission, reward card points, membership dues, &/or upgrades, etc.).  In other words, other members may relinquish one or more of their sales (to you) in a "team effort" (for you) to fulfill the appropriate sales necessary ... which will enable you to, not only, earn the appropriate amount of commission, residual income & reward card points, but will also enable you to pay your membership dues without going back into your pocket, as well as enabling you to purchase a larger business package/including upgrading to a larger business ad, again, without going back into your pocket.

Should you select this option (Group B "Pool"), you must understand that you may request to transfer to Group A "Individual" at any time during contract renewal (not necessarily during an upgrade).  You must further understand that you must relinquish your rights to all earnings in Group B "Pool" as known.  However, you may continue to earn the appropriate earnings from your personal sales efforts in Group B "Pool" ONLY if the small business owners that you personally sold our membership packages to (in Group B "Pool") also transfer to Group A "Individual" within 30 days of your transfer.  Otherwise, it shall be further understood that you must personally acquire new sales to earn the appropriate earnings as a Group A "Individual"  participant.

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51.

What makes you different from the other offers out there?

Really?  First of all, we are a private benevolence club. We are not ashamed to acknowledge God (our heavenly Father). If all of our members turned out to be church members only, we can live with that (even though we seriously doubt if that would be the case because we know that there are other intelligent people in the world who know a good thing when they see it/regardless of religion). Therefore, we are here to help all. We consider ourselves to be a religious organization (although of no specific denomination); as a result, we do not condone advertising, selling and/or purchasing illegal drugs or its synthetic alternatives, marijuana, alcoholic beverages, tobacco products, lottery/lotto tickets, bingo, casino entertainment and pornography (via our private, online database or participation in our MasterCard® Reward Card Incentive Program).

We offer you the opportunity to increase your sales as a small business owner by advertising among members who are actually waiting to buy from you. That’s why we encourage our members to refer small businesses whom they normally do business with on a regular basis (or would like to do business with in the near future). It would be to everyone’s advantage: they can virtually SHOP FOR FREE (by redeeming points earned on their pre-loaded, reloadable MasterCard® Reward Card) like a kid in a candy store; therefore, the small business owner makes more in sales. 

We offer you the opportunity to supplement your income (to acquire business capital for additional small business startup or expansion) like no other by telling others about us and getting them to register their small business, as well.  Unlike if you went to a new restaurant and enjoyed their food and service and later told others they ought to try them out; you wouldn't earn a dime.  We'll pay you commission and/or residual income every time that small business owner you referred to us renewed their membership and/or purchased an upgrade (a larger business ad) for the lifetime of their and your joint membership affiliation through your referral.

Our members are proud to be associated with us because our objective is to donate generous sums to various non-profit, charitable organizations. In addition to helping small businesses, our mission is to donate ALL of our proceeds from our ads to charity - minus our expenses, of course (expenses which also includes YOUR commission, residual income and reward card points). Did you know that we are NOT classified as a non-profit organization ONLY because we've elected to pay commission (to you)? We realize if we paid you to bring in more people to help us raise more money for us to distribute to various non-profit charitable organizations (via sales), we can make a bigger difference - opposed to your simply VOLUNTEERING to help us raise these funds.  Some of you probably wouldn't even participate.  Right?  So, we can live with that (the fact that we are NOT a non-profit organization); how about you (does that really bother you; would you prefer not to earn commission, etc.)? We don't think so.  That only means we are NOT tax exempt, which means WE MUST PAY TAXES LIKE ALL OTHER FOR-PROFIT ORGANIZATIONS, and, "SO BE IT"!  WE WON'T LET THAT STOP US FROM MAKING A DIFFERENCE!  Will you?  Keep in mind, however, that just because NAABC LLC IS NOT TAX EXEMPT that DOES NOT mean that your donations to charities are NOT tax exempt.  It doesn't mean that at all!  You simply must do your homework and make sure that the charitable organization(s) you're making your donations to (whether personally or via membership delegations) are tax exempt organizations - if it matters to you.

Our mission is to also donate generous funds to various scholarship foundations, as well. We want to offer an opportunity for higher education regardless of age, test scores, essay competition, income &/or outstanding financial obligations, etc. (and yes, including the infamous outstanding student loans - regardless of the amount owed). Actually, here’s your chance to pay them off a lot sooner.

We support various churches by allowing our members to donate funds, particularly tithes & offerings of their earnings via automatic deduction. We, therefore, encourage small business owners to get their churches registered in our private, online database so that they (the churches) can possibly receive larger donations and assist us, too, in reaching out and providing to our communities like never before.  We also offer our members to delegate ten percent (10%) of their total sales amount to the benevolence fund account of a church of their choice.  This ten percent (10%) is equivalent to one-hundred  percent (100%) of each member's total earnings.

As we've said time and time again, we are not your typical club, business or religious organization; we are simply NAABC LLC! Our vision is to reach those in need (both near and far) and we believe we can accomplish this when we come together as one body.

Statistics have listed the largest religious organizations in the United States of America as:  Apostolic, Baptist, Catholic, Church of God, Jehovah's Witnesses, Lutheran, Methodist, Mormon, Non-Denomination, Pentecostal, Presbyterian & Seventh-Day Adventist.  The largest religious organizations in the world are Christianity, Judaism, Islam, Buddhism, Hinduism, Unitarian Universalist, Wicaan/Pagan/Druid, Spiritualist, Native American Religion & Baha'i.  But, guess what?  WE DON'T CARE!  We don't care what your religion (preference) is as long as you worship the same God, our Father which art in heaven.  How can you enter the pearly gates when you're too prissy or stuckup, too professional or even too educated (so you think), or (here's my favorite) ... too religious (too busy praising God) to embrace the various religions (& non-religions) of "PEOPLE" right here on earth ... too religious to offer a helping hand when needed (& sometimes even when asked) because you have to go to church? What is your purpose?  What is your mission?  Why are you here ...to praise the Lord?  ...REALLY?  Do you believe that only the people who practice the same religion (preference) as you will be in heaven?  We need to come together ... as one body ... of charity.  We believe our members can not only help each other, but others, too, as NO-ONE (or no religion) is perfect or above fault.  You have to  know that if you believe your religion (preference) is better than another, you are judging.

And above all these things put on charity, which is the bond of perfectness. And let the peace of God rule in your hearts, to the which also ye are called in one body; and be ye thankful.                                                                        Colossians 3:14-15          King James Version .

We are helping the economy by not only creating more jobs (due to our increased sales for small business owners) but by paying more taxes (which is also due to our increased sales) and by spending more money (because we’ve earned it) and by allowing others to spend more money (because we’re giving it away/donating it by delegating funds to non-profit charitable organizations, scholarship foundations and churches as a part of our membership privilege). We are also giving hope and opportunity to so many.  We are really, really giving back to our communities and SHOULD BE proud! That makes this a win-win for all on so many levels (you/me, our club, our churches, our communities, our schools, our small businesses, our government …). Wow!

We offer our members various types of social activities and events to participate in, including both private and non-private social outings because we all know that "all work and no play makes Bob (or Barb) a boring person".  (You know the real saying.)

You must be referred by an active member in good standing in order to apply &/or participate. We don’t accept public donations or government grants of any kind.  Our contributions exclusively come from MEMBERS ONLY.

We are SO GENEROUS to our members because we believe that “Charity begins at home and spreads abroad.”  This means that with our country (the U.S.A.) in such a bad economic state, we want to help our own FIRST (meaning our members/our small business owners), then others in our communities – locally, nationally and then worldwide. We believe you can’t bring happiness to others until you’ve found it within first. So, we encourage our members to stop stressing!  Everything’s going to be okay!  We also strongly believe that if we help our small businesses succeed through our program, then they in return will help us help our low-income communities and those in need of scholarship assistance through the proceeds from the small business owners' efforts.  Again, a win-win for all!

So, look for our logo and support a very worthy cause as we attempt to give back to our communities.  Here’s a way for us to fix our economy instead of waiting for the government.  We want to take the accountability of assisting others out of the hands of man's voted and put it back into the hands of God's chosen by providing resources (via benevolence funds) to churches within 'OUR' communities whom we believe have our best interest at heart.   Prepare for your own retirement, if nothing else.  We ALL know that social security (which was created in the 1930's) is not enough for today.  Right?  It (social security) was created for a reason (during its time of depression) and now something else is needed (during "THIS" time of depression).  Medicaid and Medicare were established in the 1960's (approximately thirty years after social security was implemented).  Well, it's been another thirty-plus (30+) years, actually approximately 50 more years since our last greatest "major" attempt to help our people.  Isn't it time for something new?  Remember, everything must change; nothing stays the same.  Your time has come to do more, so do it!  Opportunity knocks at your door (once again); Open it!  You’ve prayed for a blessing, maybe even a miracle; Claim it!  Don’t be like the man lost at sea waiting for the Lord to show up PERSONALLY and when he (the Lord) sends the coast guard & others to rescue you, you send them awayWe are known for coming together for a crisis; it's time we come together as a lifestyle.  Won't you join us?

NAABC LLC was designed with a message, “The more you give, the more you will receive.” Sounds familiar? Go ahead. Research. Investigate. Study as much as you like … until your heart is content. We want you to depend on us as we wish to do the same with you (as our Member & Independent Contractor).

NAABC LLC offers many advantages to its members.  As a song writer (unknown to me)  once wrote, “Touch somebody's Life. ...It’s not far … Reach out and touch somebody. You’ll be surprised just how soon that same touch will come right back to you.”  Join today!  Don’t let this great opportunity pass you by. Haven’t you been praying for a change, for a blessing, for a miracle? Again, It’s Yours … Claim It … Today!  God Bless You!

Give a man a fish and you feed him for a day. Teach a man to fish and he will eat for a lifetime."                                  Author Unknown

"Show me the way, Oh Lord!"

 


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